Thai Credit Bank Public Company Limited has been honored with the "Best SME Bank of The Year 2024 - Thailand" award by the Global Economics magazine from the United Kingdom. This award reflects the Bank's success in continuously developing financial products and services to support small and micro business owners, the backbone of Thailand's economy, who play a crucial role in driving the country's economic growth. Additionally, this recognition underscores the Bank's commitment to being "The Best Bank for the Micro Segment in Thailand," aligning with its business philosophy of "Everyone Matters."
Thai Credit Bank has demonstrated outstanding performance in the financial services industry in terms of innovation and promoting access to funding sources for micro SME entrepreneurs and merchants in traditional markets. In 2015, the Bank made a historic achievement by becoming "the first commercial bank in Thailand to offer nanofinance and microfinance loans," blending financial innovation with the daily lives of merchants, thereby providing seamless access to funding sources. Furthermore, in 2019, the Bank launched the "SME Kla Hai" loan product for micro SME entrepreneurs who face greater challenges in accessing funding compared to larger SMEs. This product is noted for its flexible loan assessment and ease of access through more than 500 relationship managers nationwide, providing tailor-made service.
Moreover, Thai Credit Bank has initiated various financial and business knowledge enhancement projects to support the sustainable growth of micro SME entrepreneurs and merchants. These include the "Tang To Know-how" programme, which focuses on providing basic financial management and business knowledge through a standard curriculum, developed by the Bank in collaboration with the University of Thai Chamber of Commerce. This curriculum is specifically designed for merchants and small entrepreneurs. For micro SMEs, the Bank has partnered with the National Institute of Development Administration (NIDA) to offer the "Micro MBA" programme, which aims to update knowledge and develop new business skills as tools for business expansion and competitive readiness. Additionally, the Bank has established an "Online Community" to disseminate and exchange knowledge and inspiration through its online platforms, including popular social media channels like Facebook, YouTube, and TikTok, which have received positive feedback.
Thai Credit Bank remains committed to supporting micro SME entrepreneurs and traditional market merchants to overcome business challenges and achieve stable and sustainable growth to become the main drivers of the country's economy. Moreover, the Bank will continue to focus on promoting equitable access to financial services for all Thais, creating positive societal changes through its unique financial products and services.